How we Can Help:
With so many different options available to you, let's ensure we find the right combination of what you want/need in a policy: health, dental, vision, life, critical illness, accident protection, short term disability, etc.
Different Health Insurance Options:
At Egle & Associates Consulting, we know that navigating the health insurance world can be overwhelming. That’s why we’re here to help. We provide expert advice and consulting services, tailored to each individual’s unique needs. Our team of experienced professionals will guide you through the different types of health insurance available and help you navigate the confusing and often complex world of insurance. With Egle & Associates Consulting, you can rest assured that you will receive the best possible advice and support.
1
Private Options
Private Health Insurance Options are fully comprehensive plans that you can choose what type of benefits are included! They take health into account and reward you with better benefits and premiums for being healthy enough to go through the underwriting process. These are available all year round and you do not have to reapply each year. They can help families who are overpaying through their employer or do not qualify for a subsidy through the ACA.
2
Employer Options
Employer Options are provided through some workplaces where it is a "group" policy. These are usually really great for the employee as the employer will sometimes help pay for the monthly premium. A lot of the times when you add your family on, it does skyrocket the price per month because the employer is not helping with their premiums.
3
Marketplace/Affordable Care Act
Marketplace Options are specifically through the government where they take your income into play to provide a subsidy if within the threshold. ACA coverage is available to everyone and anyone in the United States from November 1- December 15. Outside of this timeframe, you need a "Special Enrollment" to qualify for one of these options.
4
COBRA
COBRA options are essentially your employer option after you leave that place of employment. These are great if you have a small lapse in coverage between employments but can be very expensive as the employer is not paying any portion of the premium any longer. Due to this you may see your monthly premiums double or triple for the same coverage.